This is a reasonable, basic question that anyone should ask -- and answer -- before seriously considering the purchase of a home.

Interest rates, credit history, available funds, all need to be considered. Many people are surprised to find that they can buy more home than they thought. 

Others, who might not think they can afford a home of their own at all, are surprised to find that there are many programs and types of loans available to meet their particular needs.

Talking to a loan officer to get a realistic idea of what you can afford can save you a lot of time and frustration. Most good real estate agents will likely have you talk to someone to get an idea of what is right for you.

Being pre-approved for a loan is a great bargaining tool when you do find your dream home.

On the page of this web-site is a link to a mortgage firm that will work closely with you to find the right financing option that can make your dream of owning a home -- whether its your first or for your retirement.

Send mail to support@ramseyhillman.com with questions or comments about this web site.
Copyright © 2004 Dennis Breining